Protect Your 529 Plan Against Major Life Events

In theory, saving for college should be easy. You transfer money regularly to a 529 plan and watch the account balance grow. But we all know how life can get in the way. A job change or loss, a new baby, a divorce, or death can decimate even the best-laid savings plans, says Kara Harmon, a CPA and Certified Financial Planner with the Moneta Group LLC in Clayton, Mo. "These are events that people don't necessarily plan on," she says. "But through the course of smart financial planning, you can deal with these events more effectively." To help mitigate the effects of a major life change on your 529 plan, consider making these tweaks to your financial life. The strategies may not prepare you for the emotions of a major change, but they can help you tackle the economic side of the equation. Life event: Birth of a new child. Potential issues: Splitting up funding for more than one child is tricky when there are different time lines and potential costs. How to protect yourself: Set up savings in advance. "When you have a baby, setting up a 529 plan isn't going to be the first thing on your mind," says Ken Nussbaum, a CPA with K. Nussbaum & Associates LLC in Richmond, Vt. "Set the money aside in a savings account or put extra in the first child's account, which you can switch over as soon as you have a Social Security number for your new baby," he says. Life event: Job loss. Potential issues: Raid your 529 plan to pay for expenses while you're unemployed, and you'll face a trifecta of loss. You'll lose the money from your account, incur a 10 percent penalty on nonqualified distributions and potentially have to pay back any state tax breaks you received when you deposited the money, says Nussbaum. How to protect yourself: Go back to basics and make sure you have a cash reserve before funding a 529 plan, says Harmon. "Having six months worth of cash is very important," she says. "You're better off drawing from a savings account than going to a 529 account for that money." Life event: Divorce. Potential issues: An unscrupulous ex drains an account without your knowledge or approval. How to protect yourself: While you may be able to work out a plan in the divorce decree, you still have options before the divorce is final, says Mary McConnell, director of college savings products for Charles Schwab in San Francisco. "You can always speak to one of your parents -- a grandparent -- about opening an account on behalf of your child. The assets belong to the account owners, which would remove the funds from either spouse's holdings," McConnell says. Life event: A major move. Potential issues: Depending on your 529 plan and your residence, you may lose state tax credits or deductions. How to protect yourself: The good news is that 529 plans are quite portable, Nussbaum says. "A move doesn't have to have any impact at all," he says, noting that parents can keep -- and contribute to -- any account they wish, no matter where they live. If you're worried about state tax breaks, you can either set up a new account in the state of your current residence, assuming the state offers a credit or deduction. Or, you can roll over the old account to the new 529 plan and continue to contribute. Life event: A new job. Potential issues: Automated payments to a 529 plan from your paycheck occur through your employer. How to protect yourself: Don't delay. "You can complete new paperwork with the new employer right away to have money moved into a 529 account through your new paycheck," says McConnell. And once you've automated withdrawals, you probably won't notice that it's gone. "If you determine you can't continue, it's very easy to stop," McConnell says. Life event: Death of a parent. Potential issues: The dramatic and emotional loss could be compounded by a financial loss that requires the living parent to use 529 plan funds to pay for expenses or to limit future contributions. How to protect yourself: Get insured. A term life insurance policy can help with financial needs after such a loss, says Harmon. "If you have enough life insurance, you may be able to pre-fund a college education (after receiving an insurance payout)," she says. "If paying for your child's education is a top priority for you, it's worth looking into." A 529 plan can be one of your most significant investments, so it pays to think ahead, says Nussbaum. "You always want to think about the consequences first and then act based on your knowledge," he says. "It's important to be proactive." Posted October 8, 2010 In theory, saving for college should be easy. You transfer money regularly to a 529 plan and watch the account balance grow. But we all know how life can get in the way. A job change or loss, a new baby, a divorce, or death can decimate even the best-laid savings plans, says Kara Harmon, a CPA and Certified Financial Planner with the Moneta Group LLC in Clayton, Mo. "These are events that people don't necessarily plan on," she says. "But through the course of smart financial planning, you can deal with these events more effectively." To help mitigate the effects of a major life change on your 529 plan, consider making these tweaks to your financial life. The strategies may not prepare you for the emotions of a major change, but they can help you tackle the economic side of the equation. Life event: Birth of a new child. Potential issues: Splitting up funding for more than one child is tricky when there are different time lines and potential costs. How to protect yourself: Set up savings in advance. "When you have a baby, setting up a 529 plan isn't going to be the first thing on your mind," says Ken Nussbaum, a CPA with K. Nussbaum & Associates LLC in Richmond, Vt. "Set the money aside in a savings account or put extra in the first child's account, which you can switch over as soon as you have a Social Security number for your new baby," he says. Life event: Job loss. Potential issues: Raid your 529 plan to pay for expenses while you're unemployed, and you'll face a trifecta of loss. You'll lose the money from your account, incur a 10 percent penalty on nonqualified distributions and potentially have to pay back any state tax breaks you received when you deposited the money, says Nussbaum. How to protect yourself: Go back to basics and make sure you have a cash reserve before funding a 529 plan, says Harmon. "Having six months worth of cash is very important," she says. "You're better off drawing from a savings account than going to a 529 account for that money." Life event: Divorce. Potential issues: An unscrupulous ex drains an account without your knowledge or approval. How to protect yourself: While you may be able to work out a plan in the divorce decree, you still have options before the divorce is final, says Mary McConnell, director of college savings products for Charles Schwab in San Francisco. "You can always speak to one of your parents -- a grandparent -- about opening an account on behalf of your child. The assets belong to the account owners, which would remove the funds from either spouse's holdings," McConnell says. Life event: A major move. Potential issues: Depending on your 529 plan and your residence, you may lose state tax credits or deductions. How to protect yourself: The good news is that 529 plans are quite portable, Nussbaum says. "A move doesn't have to have any impact at all," he says, noting that parents can keep -- and contribute to -- any account they wish, no matter where they live. If you're worried about state tax breaks, you can either set up a new account in the state of your current residence, assuming the state offers a credit or deduction. Or, you can roll over the old account to the new 529 plan and continue to contribute. Life event: A new job. Potential issues: Automated payments to a 529 plan from your paycheck occur through your employer. How to protect yourself: Don't delay. "You can complete new paperwork with the new employer right away to have money moved into a 529 account through your new paycheck," says McConnell. And once you've automated withdrawals, you probably won't notice that it's gone. "If you determine you can't continue, it's very easy to stop," McConnell says. Life event: Death of a parent. Potential issues: The dramatic and emotional loss could be compounded by a financial loss that requires the living parent to use 529 plan funds to pay for expenses or to limit future contributions. How to protect yourself: Get insured. A term life insurance policy can help with financial needs after such a loss, says Harmon. "If you have enough life insurance, you may be able to pre-fund a college education (after receiving an insurance payout)," she says. "If paying for your child's education is a top priority for you, it's worth looking into." A 529 plan can be one of your most significant investments, so it pays to think ahead, says Nussbaum. "You always want to think about the consequences first and then act based on your knowledge," he says. "It's important to be proactive." Posted October 8, 2010

The Concept Of Credit And Credit - 910 Words

I. The concept of credit A. What is credit? 1. According to Campbell Harvey, credit generally refers to the ability of a person or organization to borrow money, as well as the arrangements that are made for repaying the loan and the terms of the repayment schedule. A credit is contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some date in the future, generally with interest. The term also refers to the borrowing capacity of an individual or company. The amount of money available to be borrowed by an individual or a company is referred to as credit because it must be paid back to the lender at some point in the future. For example, when you make a purchase at your local mall with your VISA card it is considered a form of credit because you are buying goods with the understanding that you ll need to pay for them later. 2. According to Discover, each time you apply for a credit card or a loan, the creditor may obtain a copy of your history. This action is called an inquiry and it will be recorded on your credit history. Too many inquiries within a short period of time may have a negative effect on your credit history and score. Lenders will assume you’re trying to get as much credit as possible because your spending is out of control. If your record is not as good and you have a lower score, you may not be able to borrow at all or you may have to pay higher rates. B. The two most common types of creditShow MoreRelatedCredit Card And Credit Cards853 Words   |  4 Pagesto help students who are being lured by credit predators on the myth that getting a credit card helps people to build their credits. We will use this opportunity to educate the audience on the concept of credit cards and its responsible use in order to avoid its snares. Furthermore, we plan on assisting the audience to gain insight on the rationale behind building good credit through borrowing. According to Tim Chen, the author of American Household Credit Card Debt, an article published in the yearRead MoreCredit Cards : Simplified : Credit Card1516 Words   |  7 PagesCredit Cards – Simplified What is credit card? A credit card is one of the most simple and convenient modes of payment. Borrowing from the definition in Wikipedia, ‘It allows the cardholder to pay for goods and services based on the holder s promise to pay for them. The issuer of the card creates a revolving account and grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user.’ Credit cards are examplesRead MoreDevelopment Of Rad Tokens983 Words   |  4 Pagesfacilitate the development of our p2p lending platform and a line of credit products. What is RAD token? RAD token is issued to fund the development of RAD Lending Platform and a family of credit products built on it. RAD Lending platform is based on a concept of peer-to-peer (p2p) lending with credit products secured by borrower’s crypto assets. †¢ A family of credit products will start with: †¢ RAD credit card with grace period and a credit limit secured by borrower’s crypto assets †¢ Personal loan securedRead MoreAccounting1016 Words   |  5 Pagesof an efficient and effective accounting information system (Basic Concepts of Accounting Information Systems).) |    | | |   flexibility.  (All of the options are principles of an efficient and effective accounting information system (Basic Concepts of Accounting Information Systems).) |    | | |   useful output.  (All of the options are principles of an efficient and effective accounting information system (Basic Concepts of Accounting Information Systems).) |    | | |   all of these optionsRead MoreThe Tax Rules, Credits, And Exclusions983 Words   |  4 PagesThe tax rules, credits, and exclusions that are applicable to gift and to estates are continuously changing. 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As discussed earlier whenever an authors specific word is being used proper credit to the source must be given. Despite the use of own words for representing the idea of some other person proper citation must be given. If we understand the subject , plagiarism can more likely be avoided. To avoid plagiarism one can must give credit to the ideas, opinion , facts , quotations of other personsRead MoreDebt Is Every American s Favorite Word1294 Words   |  6 Pagesevery American’s favorite word. In America, the population has accumulated $19.4 trillion in national debt, thus why it is the nation’s favorite word. The debt has been collecting significant value throughout the years between various school loans, credit card debt and much more ways to create debt. The average American family owes over $100,000 dollars to the government. Debt is typically created by the different loans needed in order to live in a highly developed country like America. Every loan

Children s Innate Desire For Adults Based On Rewards

The desire of the participants to please or behave for adults based on rewards is another concern with Bandura et al. (1961) findings. According to Ferguson (2010), children’s innate desire to please their elders may have been a major influence in participant’s adopting aggressive conduct towards the Bobo Doll. Given the children were aware of the adult’s expectation to punch or push the Bobo Doll back, it was reported the children’s motivation to comply with this expectation was as a key influence in deciding the outcome of their behaviour and hence their aggressive conduct. Ferguson also discussed that aggression is distinctly different to violence. He explained the intention of the Bobo Doll to bounce back, conveyed the impression to the test subjects that it was going to hit them and thus, producing their survival instincts to ignite and respond by hitting the doll. Ferguson’s view suggested that participants were acting on survival instinct rat her than aggression undermines Bandura et al. (1961) historical findings and hence illustrated that fundamentally, acknowledging various causes for the basis of aggression amongst children is essential. Ferguson (2010) additionally stated that aggressive behaviour and violent behaviour are not identical. He explained the intention of violence is to cause substantial physical harm, whereas aggressive behaviour can be enjoyable between consenting people such as wrestling or play fighting (Ferguson, 2010). Although violentShow MoreRelatedFactors that Promote Rapid Language Learning in Children?1406 Words   |  6 PagesSavage-Rumbaugh, Sevcik, Hopkins, 1988), but language acquisition is a mystery of human beings, it starts before a child is born (DeCasper Spence, 1986). Until today, no artificial intelligence has been created which can learn a language. 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Introduction . The Prevalence, Affects, And Types Of Stigma

Introduction The prevalence, affects, and types of stigma and stigmatization felt by American gang members is an under researched topic in the social sciences. While daily experiences in and social understanding of American culture illustrate that gang membership is a stigmatized identification the research to support that notion is sorely absent from the greater conversation on gangs, stigma, and violence in our communities. In an attempt to understand how stigma directly affects gang affiliated men this report attempts to analyze different elements that directly connect to these men in hopes of creating an understanding of the stigma that gang involved men feel. These topics are social stigma, a sense of belonging, and the influence of†¦show more content†¦The hypothesis states that belonging holds two foundational elements the first, there is a need for frequent, affectively pleasant interactions with a few other people and second these interactions must take place in th e context of a temporally stable and enduring framework of affective concern for each other s welfare (Baumeister Leary, 1996). Gangs commonly fulfill these two elements. Burnett states that a gangs, formation and maintenance are based on its members’ bared experience of estrangement from traditional social systems and on the security (emotional and physical) that membership provides(McMillan Chavis) (Burnett, 1999) . The gang s acceptance of the man and the subsequent sense of family satisfies the need for affectively pleasant interactions (McMillan Chavis, 1986), and the desire for protection (Regan) and the ability of gangs to provide such protection secures a man s sense that his welfare is a concern of those with whom he feels acceptance. As Baumsiester and Leary s article illustrates belonging is so necessary to personal happiness that those who experience social isolation are bared from experiencing high levels of happiness (Baumeister Leary). While gang membershi p might not provide happiness in the traditional sense they do quench the human need to belong. 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But the realization that the stigma attached adversely affects mental health care system is still lacking. The discrimination against mental illness has invaded the systemic structure causing more worries to sufferers of mental illness and their families. While every individual and system is well aware of mental illnessRead MorePrevalence Of Attention Deficit Hyperactivity Disorder Between Europe And North America1097 Words   |  5 PagesGH 456 Final Project Outline Gwendolyn Tjandra Prevalence of Attention Deficit Hyperactivity Disorder between Europe and North America I. Introduction ( page) a. What is ADHD i. A disorder commonly diagnosed in children. ii. Attention Deficit Hyperactivity Disorder – a condition with symptoms such as inattentiveness, impulsivity, and hyperactivity (affects the way you focus). iii. A behavioral disorder that affects 1 in 20 children in the USA. iv. Those with ADHD differ in balance of â€Å"neurotransmitters†Read MoreThe Stigma Of Mental Health1095 Words   |  5 PagesINTRODUCTION The stigma in the mental health system is deeply rooted and its origin goes back by centuries. The stigma is powerful that it has been codified in federal since last 50 years. But the realization that the stigma attached adversely affects mental health care system is still lacking. The discrimination against mental illness has invaded the systemic structure causing more worries to sufferers of mental illness and their families. While every individual and system is well aware of mentalRead MoreMaternal Depression On Child Wellbeing And Development1415 Words   |  6 PagesIntroduction During the last two decades, researchers have intensified their efforts to expand the findings about paternal perinatal depression. 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Some reason why it is more difficult is because of work, taking care of their house whole and family; this illness is a relentless pursuit of thinness, a misrepresentationRead MoreSociological Impact Of Obesity : The Individual, Economy, And The Condition Essay2244 Words   |  9 Pageshealthcare; â€Å"the medical costs of obesity in United States are high. In 2008 dollars, these costs were estimated to be $147 billion† (CDC, Overweight and Obesity Facts). Obesity also takes an emotional toll on the individual as well. There are certain stigmas that come from being obese. People with obesity are victims of negative and hateful actions every day. Research has revealed that, â€Å"individuals who experience weight stigmatization have higher rates of depression, anxiety, social isolation, an d poorer

Hofstede Comparison of Germany and China - 2682 Words

Hofstede’s Five Dimension comparison of Germany and China Hofstede’s Five Dimensions Hofstede’s five dimensions are a useful tool to give someone an insight of different cultures. These elements give a country’s behaviour tendencies rather than an exact prescription. There are weaknesses to Hofstede’s Five Dimension theory as it may too easily encourage stereotyping. Even in countries as small as the UK, not all citizens are alike – e.g. it is argued that the culture in the North of England is quite different to the South. Hofstede has also been criticized for being too simplistic; however Hofstede’s theory does give us a general base to work from. 74 countries are listed on Hofstede’s website from which information can be†¦show more content†¦Once a project or deal is committed to, staff have high trust in the order and China has a high ranking of 80 than both Germany and the World Average which means that the power distance remains high in business and in society in general. This means that people are less willing to challenge authority which is likely due to old communism beliefs which still have a strong influence on people’s behaviour. China continues to receive criticism for not taking human rights seriously. When doing business in China one must be aware of this large hierarchy gap. It is often hard to move up on their corporate ladder compared to other cultures. PDI Suggestions for manager coming from Germany to China In China, greetings are always done in age order, so ensure the eldest in the room is greeted first. Status is very important in China so do not call someone by their Christian name until they invite you to do so. Instead, always address them by using their full title, eg Dr or Professor. Ensure your business cards have your full qualifications on. If any large announcements to general staff are needed, request a senior member of management do it. Do not expect senior management to accept your ideas. Whilst they most likely will have no intention of accepting any ideas you may offer, they may politely say they will consider them to save â€Å"face†. â€Å"Let us think about it† is the Chinese way of saying â€Å"no† Use power to exercise authorityShow MoreRelatedHofstedes Cultural Dimensions (China and Germany)2299 Words   |  10 Pagesï » ¿ Gerard Hendrik Hofstede (born October 2, 1928 in Haarlem) is a Dutch expert in cultural studies [GHW]. Hofstede (1980) surveyed 88,000 IBM employees working in 66 countries and then ranked the countries on different cultural dimensions. His research resulted in four dimensions (power distance; individualism versus collectivism; uncertainty avoidance; and masculinity and femininity). In the beginning, China was not included in this study but later Bond and Hofstede looked at Chinese values. FromRead MoreThe Content For Elearning Environments1547 Words   |  7 PagesThis is a critique of â€Å"Dose Culture Matter? A qualitative and comparison study on eLearning in Germany and China†. I am attracted to this article because I work in the eLearning industry doing visual content for eLearning environments. This study is relevant to my career path and is a topic of interest for me. Although my current work does not transcend the boundaries of Canada, I think as national boundaries become less significant to information products that making culturally sensitive eLearningRead MoreHofstedes Improve Four Dimensions Helping Others1372 Words   |  6 Pagesproblems that most societies have every day. The first dimension, power distance (PD), refers to â€Å"hierarchy†, to how inequality is approved by subordinates and superiors, how power is divided between societies and how people behave with authority. 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Aunt Denise free essay sample

Kindness in Colorado BEEP! BEEP! BEEP! It’s 4:30 A.M. and Aunt Denise is up and getting ready to begin her day. She eats breakfast with her husband (my Uncle Dan) and they head off to work together at 5:45. During the day, Aunt Denise teaches a special needs class at the local elementary school along with two intensive reading groups (one in the morning and one in the afternoon). She drives back to the ranch, also in Pueblo, around 4 P.M. Once at home, she and Uncle Dan share the chores of feeding the horses, collecting chicken eggs from the coop and gardening (this is always Aunt Denise’s job). After a long day’s work and finishing their chores, Aunt Denise makes dinner and together they sit down to a quiet supper. Though she seems like an ordinary person, Aunt Denise is truly a loving caring person. Because of this, I chose her to be my hero. Aunt Denise’s childhood is somewhat like her life is now. In her youth, she was surrounded by people who she loved and who loved her in return. Aunt Denise lived in a warm and caring environment held together by her wonderful parents and siblings. Every night her mother would read to her and the other children before bed and make sure they were happy. Aunt Denise loved and respected both her parents for who they were and never deceived them. Like her early childhood, Aunt Denise’s adolescent years were wonderful and she came out of them unscathed. Because all of her friends shared the same values and beliefs, they formed a community that repelled the thought of drugs, alcohol and smoking. One of the reasons why they never were into any of that was because their lives were centered around church and also because Jesus was with them. â€Å"†¦I never wanted to sneak out or do things to upset my parents. I respected and loved them.† This just goes to show that because she had such great parents; Aunt Denise was never pushed over the edge to do something stupid to make them angry. She also told me that, when confronted with peer pressure, â€Å"†¦stop and think what the end result might be. Is it worth doing or being someone you really don’t want to be?† This is great advice for any teenager facing friends who want them to do something they don’t want to do. I have a strong feelin g that she followed her own advice. Just by talking to her, you are able to discern that Aunt Denise was just as warm hearted and strong minded as she was in her youth. After years of growing up in a loving household with amazing parents, Aunt Denise blossomed into an aspiring young adult. She married Uncle Dan and had two children, Christine and Rebecca. She home schooled them and took care of them as her mother did for her. The family stood together when having to move around, living in a trailer, for Uncle Dan’s job and comforted each other when they lost their youngest daughter, Rebecca, at the age of twenty-one. She had been with her friends on a train track when a train came. All of her friends had moved out of the way in time but she just wasn’t quick enough and the train decapitated her. Aunt Denise still grieves for the loss that they experienced ten years ago. It changed her perspective on life. She told me, â€Å"I cherish each moment I spend with friends and family, for I never know if it may be the last.† Even with that grim event in her life, Aunt Denise is the most happy and youthful person I know. Whenever my f amily and I visit them in Colorado, her smiling face is the first figure we see. Aunt Dan and Denise, the name they were given to by my brother when he was two, continually welcome us into their home with hearts that are warm and full to the brim of stories that, most definitely, would start out with, â€Å"When you were little†¦Ã¢â‚¬  Aunt Denise told me this one, â€Å"When you were around a year and a half, y’all came to visit us at the hotel we were staying at, up on Chapel Hill. We were all gathered around talking and then you got real quiet. It turns out that you had left us and gone into the guest room’s closet. You had gotten out my green food coloring from my cake decorating kit and smeared it all over your face and the bottoms of your feet. When asked about what you had been doing, you didn’t say anything but we found little green foot prints all over our cream colored carpet! Although the carpet was worthless, I didn’t get mad at you.â €  Now, I don’t remember what happened, but by the sound of it, I had a knack of getting into trouble by having little â€Å"adventures†. This story just goes to show how forgiving Aunt Denise is, even though I ruined the carpet. She also told me about the time when my mother came down with pneumonia and wasn’t able to take care of my brother and me. Aunt Denise stayed for a whole week to watch us and to make sure my mom grew better. Whenever my family visits them out in Colorado, Aunt Dan and Denise take us fossil hunting in the dry river beds all over their 50 acres of land. We will also help Aunt Denise in her garden and collect eggs from the chicken coop. Aunt Denise works the elementary school as a special needs teacher. Though lately she has been helping out with the regular second grade class because of a shortage of teachers, Aunt Denise’s true class is a special needs group, usually centered around the grades K- 5. She teaches them everything from to . The true reason why Aunt Denise is my hero is because she it the most loving and caring person I have ever met. She never fails in putting others needs before her own and would never even stop to think about not helping someone in need. If I ever had a question or a problem, or anyone for that matter, she would jump at the chance to share her advice or thoughts on the subject. In my opinion, I think Uncle Dan says it best. â€Å"She is a well rounded person with the best of intentions when it comes to her friends. She would be my definition of care and concern for others.† And that she is.

Law of Criminology and Criminal justice †MyAssignmenthelp.com

Question: Discuss about the Law of Criminology and Criminal justice. Answer: Introduction Since ancient times, politics has been the driving force of the human civilization, its customs and its survival along with its right hand, the law. Politics can be defined as the method that involves the various processes by which a nation or a country and its people can be governed by a single ruling party after several sessions of debate and a majority poll by the people of a the democratic republic. When such a party takes it upon itself to govern a nation, it needs a string of stringentlaws to manage peace and order. Laws can be defined as a system that is developed in such a way that each and every action of the individual living in a country is monitored, checked and regulated. If such a system is broken by a single being, then that person is bound by the country and its legislations to get penalized and punished for the breach of the standardized code. By the above discussion, it is now clear that all laws are authorized by the ruling political party itself and also has a strong grasp on the criminal justice system as well. Since such parties have to get along with other entities like the media, other parties, its donors and several business organizations, they sometimes have to take justice for themselves at almost every level of Criminal Justice as analyzed in this report. Selection of Decision Makers Judges are the key decision makers in a court oflaw or a legal justice system. The judges are selected by ether a polling process or by directly being appointed by a higher authority (Luban, 2013). Either way, their appointment is always directly or indirectly linked to the political system. If we suppose the selection process is that of polling, then, the decision is solely based on the fact that if the candidate is popular or not. Such populism may directly be linked to how a candidate is shown to the voters. Even if the candidate is not actually appealing by character but acts impressionable and righteous in front of the voters, they will get the attention (Akhavan, 2013). Politics in Creation of Laws Members of the Congress and often the legislation of the state play a huge role in passing and amendment of laws (Baylis et al, 2017). Such members have their affiliations to a certain party and a standing in the society, hence, not all their decisions are based for the sole purpose of welfare of the public, but to benefit political interests and selfish reasons. Such situations are most common when media is hysterical or public goodwill is needed during pre election campaigns. Political involvement of Persecutors Persecutor appointment is done on both state and federal levels. Such attorneys when appointed, in order to further their careers have to have some attachment to the strings of politics (Cliffsnotes.com, 2017). In order for them to not suffer a loss and get reappointed when need be, such attorneys need to support politics actively whenever necessary. Often, when it comes to advancement in career opportunities, prosecutors ignore the impartiality of a righteous judgment and take consideration in political lines, thinking otherwise to favor a selfish case (Daily Kos., 2017). The International Court of Justice The International Court of Justice is the most primary judicial branch of the United Nations the court settles legal disputes submitted to it by states and provides advisory opinions on legal questions submitted to it by duly authorized international branches, agencies, and the UN General Assembly. Few of the many aims and purposes of an international court of justice are to: Decide disputes of a justifiable nature that is to say, disputes which can be submitted to a court and be determined by principles of justice expressed in rules of law, which may and must of necessity arise between and among nations. To enable the court to act and to bring forth the fruits of justice, an agreement of the nations is required that such disputes shall at their beginning and before they assume political importance be automatically submitted to the tribunal. The International Court of Justice is an established tribunal that maintains law and order and settles various disputes; a couple of them would be ICTY and ICTR ICTY: The tribunal was established by Resolution 827 of the UNS Council, which was passed on the 25th of May 1993. It has jurisdiction over four clusters of crimes committed on the territory of the former Yugoslavia since 1991: grave breaches of the Geneva Conventions, violations of the laws or customs of war, genocide, and crimes against humanity. The maximum sentence it can impose is life imprisonment. ICTR: was a tribunal established in November 1994 by the UNS Council in Resolution 955 with the aim to judge people responsible for the Rwandan Genocide and other serious violations of international law in Rwanda, or by Rwandan citizens in nearby states, between 1 January and 31 December 1994. By discussing the above practical examples, it can be seen how law and order can be and is present even when there are extreme political barriers and how justice is still relevant for guiding humanity. Both the above tribunals were formed to stop crimes of these particular countries after revolution. Judges and Political Influence It is the duty of a judge to make decisions that are righteous and impartial, but in some cases, such decisions can be hindered when politics comes in play (Kahler, 2015). There are cases when political leaders might deny judgeship to a person based on decisions they made that the political parties might not have been in favor of. Such members might ridicule judges over media to unseat them. Conclusion Hence, by the facts stated in and analyzed in the given report, it can be stated that since it is obvious that law and the people involved in the process of taking lawful actions against criminal offences are all either connected or selected by the political party, the president, the governor, the congress or the senate, it can be rightfully stated that in the case of Criminal Justice, since the start of democracy and even before was directly or indirectly influences by actions that were taken to benefit politics or to favor a party or an individual so involved. However, the few examples stated above also throw light on the fact that justice is still worth striving for and how few of the international bodies have done so over the years. They are an ideal model and our aim should be to emulate that in the field of international criminal justice. References Akhavan, P., 2013. The rise, and fall, and rise, of International Criminal Justice.Journal of international criminal justice,11(3), pp.527-536. Anon, (2017). [online] Available at: :https://www.capitalregionlawyers.com/ [Accessed 16 Oct. 2017]. Baylis, J., Owens, P. and Smith, S. eds., 2017.The globalization of world politics: An introduction to international relations. Oxford University Press. Bosco, D., 2013.Rough justice: The International Criminal Court in a world of power politics. Oxford University Press. Cliffsnotes.com. (2017).The Politics of Criminal Justice. [online] Available at: https://www.cliffsnotes.com/study-guides/criminal-justice/the-criminal-justice-system/the-politics-of-criminal-justice [Accessed 15 Oct. 2017]. Daily Kos. (2017).The Ways Politics Influences Criminal Justice. [online] Available at: https://www.dailykos.com/stories/2015/12/13/1459761/-The-Ways-Politics-Influences-Criminal-Justice [Accessed 14 Oct. 2017]. Findlay, M.J., 2013.Governing through globalised crime: Futures for international criminal justice. Willan. Kahler, M. ed., 2015.Networked politics: agency, power, and governance. Cornell University Press. Lamont, C.K., 2016.International criminal justice and the politics of compliance. Routledge. Luban, D., 2013. After the honeymoon: reflections on the current state of international criminal justice.Journal of International Criminal Justice,11(3), pp.505-515.